We spent the afternoon yesterday chasing down lenders for final figures. Last chance to get our business :).
Drew Mortgage, a smaller place in Shrewsbury who was recommended by our attorney, was a pleasure to work with but came in high on the rates.
Bank of America was also a pleasure to work with. Our representative was quick to reply and sent me detailed information via email, always a plus. I was ready to sign with them. And then...
Someone from Wells Fargo got back to me. Our rep was in training, but managed to get a co-worker to look over the file and send me an update. They were an eighth of a percentage point below Bank of America, and a quarter point below Drew Mortgage.
Decision made. I'm sick of comparison shopping. Rates change daily but consistently WF has either been tied for the best among its competitors or beating them. I'm going with them. I called today and spoke to our rep over there, and they're moving forwards with a letter of committment.
Now I just need the lawyer's office to fax them a copy of the Purchase and Sales. We can't lock the rates until they have that, and even though we've signed it, the sellers haven't.
It's always something....