Ongoing drama with house

Just an update about the little things that can mess up the process of buying a home.

At this point we're waiting for an appraisal from a third party vendor who will appraise the home and determine its value. Wells Fargo will feed this into their system, compared with my other information, and determine if the loan-to-value ratio is acceptable for my loan.

In other words, it's the last thing that can go wrong. If that number comes in too low, we have some major issues to work out. So we're very nervous about this going well, even though I keep hearing it's no big deal.

The appraisal was done Wednesday. I deliberately sat on my hands yesterday but sent the loan officer a request for information today to find out where we stood. She responded and was kind enough to copy the information she received on my file. I've included it her verbatim because it's just too funny to leave out.

APPRAISAL: NOTE FROM VENDOR: COMMENT: APPOINTMENT DATE: 2005/11/02 17:00:00 - 11/03 EXPECTED DUE DATE CHANGED DUE TO PROBLEM WITH APPRAISERS SOFTWARE. APPRAISER WAITING FOR COMP TECH TO PROVIDE ASSISTANCE., INSPECTION IS SET, 11/02 17:00 THANK YOU, LSI /

There's some sort of karmic payback here, a software developer suffering angst over a software problem. Either that or the appraiser is just using this as an excuse, part of a grand tradition of blaming the software for your problems.

Either way, we're held up for another couple days, which is frustrating. We wanted this off our heads before the weekend, and it won't be.